Here we sit, just a few hours away from the turning of the clock as we move into 2026. I see many of my contemporaries posting about their accomplishments and successes of 2025, almost bragging about their good fortune. I don’t say that in a disparaging tone … in fact this Substack started out with that same goal in mind, but for anyone who really knows me … they know I just can never do that. For one, I am always looking forward, never back and …